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About VFS The VFS Advantage Code of practice
The VFS Group was established in 1995 as an independent network of intermediaries. Since then, we have expanded operations into many countries across the world, with the establishment of VFS International Limited in Mauritius in 2003.
We believe that our clients deserve the comfort and security of knowing that our services are fully regulated by the relevant statutory bodies and that product providers are all major, well-established institutions, specifically chosen for their ability to understand and meet the needs of international investors with success and innovation.
VFS and its advisers will make every endeavour to understand your personal situation in order to tailor-make a solution to meet your specific needs.
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VFS International's Social Responsibilities...


One of the factors that sets VFS International apart from our competitors is that our brokers live and work amongst our clients. As nearly all of us are long-term residents in Africa, we understand the importance of giving something back to the wonderful communities that we live in.



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Q

TAM INTERNATIONAL INVESTMENT NOTE January 2015

1.1 trillion total.
60 billion a month for 18 months.
80% of potential losses to be borne by national banks.
20% of potential losses to be borne by ECB.
Option to extend based on 2% inflation target.

If size matters then Mario Draghi may just about have delivered. The 1.1 trillion quantitative easing programme announced on 22nd January is bigger than markets had hoped for given the opposition he faced from the German Bundesbank and a large number of the German and Dutch hawks on the Governing Council. But in absolute terms 1.1 trillion over 18 months is less than half what the Bank of England undertook with their own QE programme. Furthermore, it is unlikely to deliver as big a bang for their buck because it has come so late in the game when the eurozone has already fallen into deflation and facing the prospect of a triple-dip recession.

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